The pure purpose of Estate Planning is to make an efficient transfer of wealth. Efficiency of Estate Planning is measured in two parts:1) Tax: It is important to plan your estate in a way that will transfer wealth in a tax-efficient manner—set...
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How to Save the Family Cottage
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendous growth spurt. I always find it interesting talk...
Investment and Market Commentary
The amount of information available in the financial services world is outstanding and overwhelming. It can be frusterating as there are so many contrarian views, and articles written by non-professional writers.
We have comprised some of our more favourite articles and commentary.
Dundee Corporation 2012 Annual Report - The founder of Dundee Ned Goodman is a vetran of the financial business having started Dundee and all the other business that has spurred off of this experience. He has been in the business almost 50 years, and has a very rational and logical way of looking at things. His previous annual reports are also great reads.
The Psychology of Risk: The Behavioral Finance Perspective - How come investors never seem to be able to earn the returns that markets return? Do investments lose money or is it investors that lose money? This is an excerpt from a textbook and is written very factually. Understanding your investor behaviour, and why you feel the way you do about your investments is probobly one of the most important parts of being an investor. Like so many things in life...Step 1 is awareness.
Kyle Bass - Hayman Capital Newsletter - Kyle Bass is one of the worlds most highly respected hedge fund managers. He is known for making bold calls that are unlike the concensus, for example calling the US housing and financial collapse in 2008. He produces several pieces of literature every year. His pieces are very direct and factual, and great for the investor looking for "real" perspective.
Bill Gross, Pimco - Bill Gross is founder and co-chief investment officer of PIMCO one of the largest bond management firms in the world overseeing $1.9 trillion of securities. He brings over four decades of investment experience. He offers monthly market commentary.
- Wounded Heart - June 2013
- The Tipping Point - July 2013
- Bond Wars - August 2013
- Seventh Inning Stretch - September 2013
- Survival of the Fittest - October 2013
The Canso Investment Px - Canso Invetsment Counsel Ltd. provides portfolio management services to private and institutional investors. The portfolio managers and analysts at Canso are very experienced in banking and credit analysis. Before they decide on the upside for a stock, income trust, bond or any other type of security, they examine the downside. Liquidity, financial leverage, bank credit and operating efficiency are all examined with an emphasis on the risk of default. This determines the risk of an investment and how much portfolio capital to risk investing in it.
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When dealing in financial matters, you are urged to consult an advisor for legal, tax or investment advice. Every effort has been made to present information in a clear, exacting manner. However neither the publisher nor the authors can be held responsible for any losses incurred due to the actions of any individual as the result of this post or any errors or omissions contained herein.
Infinite Financial places mutual fund transactions through Banwell Financial Inc. and Life Insurance transactions through Bridgeforce. To learn more about these relationships - click here
Dont Forget These Two Simple Steps When Estate Planning
The pure purpose of Estate Planning is to make an efficient transfer of wealth. Efficiency of Estate Planning is measured in two parts:1) Tax: It is important to plan your estate in a way that will transfer wealth in a tax-efficient manner—set...
How to Save the Family Cottage
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendous growth spurt. I always find it interesting talk...
Useful Calculators
Check out these great useful calculators that will help you understand and get organized with your financial affairs. Send us a message if you would like help using or understanding one.
Financial Needs Analysis
- Insure Right (Manulife Financial)
- Critical Illness Calculator (Canada Life)
- Disability Insurance Calculator (Canada Life)
Retirement Planning
- Registered / Non-Registered Comparison: Quickly compare tax sheltered vs. non tax sheltered investment accounts. (Mackenzie Investments)
- Retirement Planner: Quickly determine if your retirement plan is on track - and learn how to keep it there. (Dynamic Funds)
- Retirement Readiness Snapshot : Take a few steps to see how prepared you are for retirement. (Fidelity Investments)
- Retirement Savings Calculator : What will the future value of your retirment account look like? Find out here. (CI Investments)
- RRSP vs. TFSA vs, Non- Registered Savings Calculator : Compare the tax implications of three major acocunts. (Dynamic Funds)
- RIF / LIF Illustrator : Find out how your RRIF and LIF will be distributed by the government standards. (Mackenzie Investments)
- RRSP Loan Planner : Check out the implications of an RRSP loan. (Mackenzie Investments)
- T-SWP Calculator : This calculator can help determine how much monthly cash flow you can recieve from a T-SWP and esimate taxes. (Fidelity Investments)
Investing & Saving
- Advantage of Early Investing (Mackenzie Investments)
- Growth Calculator (Fidelity Investments)
- Investment & Regular Deposit (Mackenzie Investments)
- Investment & Regular Withdrawal (Mackenzie Investments)
- RESP Calculator (Mackenzie Investments)
- Special Savings Estimator (Fidelity Investments)
- Spend or Save Calculator (Fidelity Investments)
Taxation
- Tax Calculator (Fidelity Investments)
- Personal Tax Calculator (Ernst and Young)
Mortgage & Lending
- Debt Consolidation Calculator (Mackenzie Investments)
- Manulife One Calculator (Manulife Bank)
- Mortgage Payment/Amortization Calculator (Mackenzie Investments)
- Mortgage Qualifier (Mackenzie Investments)
- Loan Calculator (TD Canada Trust)
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When dealing in financial matters, you are urged to consult an advisor for legal, tax or investment advice. Every effort has been made to present information in a clear, exacting manner. However neither the publisher nor the authors can be held responsible for any losses incurred due to the actions of any individual as the result of this post or any errors or omissions contained herein.
Infinite Financial places mutual fund transactions through Banwell Financial Inc. and Life Insurance transactions through Bridgeforce. To learn more about these relationships - click here
Dont Forget These Two Simple Steps When Estate Planning
The pure purpose of Estate Planning is to make an efficient transfer of wealth. Efficiency of Estate Planning is measured in two parts:1) Tax: It is important to plan your estate in a way that will transfer wealth in a tax-efficient manner—set...
How to Save the Family Cottage
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendous growth spurt. I always find it interesting talk...
